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    <loc>https://www.buyingispossible.com/home</loc>
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    <lastmod>2019-10-07</lastmod>
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      <image:loc>https://static1.squarespace.com/static/5d9b9b7107142025e1b109bf/t/5db8affedc253e6bed7cab5b/1572384777867/money-2724245_1920.jpg</image:loc>
      <image:title>Home - It’s time to start investing in your future.</image:title>
      <image:caption>Whether you are “just thinking” about the idea of buying a home or if you are “ready to buy” now we would love to speak with you. We specialize in helping you achieve your home ownership goals. Need a plan so you can buy a home in the future? Curious to know how much it costs to buy a home? Have questions about the buying process? Give us a call. We have been helping individuals like you buy homes in California for over 33 years. We welcome all questions and our services are 100% free. Expert advise from a team you can trust at a cost that can’t be beat.</image:caption>
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  <url>
    <loc>https://www.buyingispossible.com/buyer-programs</loc>
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    <priority>0.75</priority>
    <lastmod>2019-10-16</lastmod>
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      <image:loc>https://static1.squarespace.com/static/5d9b9b7107142025e1b109bf/t/5dae2de77f5c1a2b9d6fc551/1571696113598/tierra-mallorca-NpTbVOkkom8-unsplash.jpg</image:loc>
      <image:title>Buyer Programs - $17,500 Available to You on your next home Purchase.</image:title>
      <image:caption>Are you searching for a new home? Would an extra $17,500 help you buy that perfect property? Right now for a limited time you can take advantage of this amazing home buyers program that is available to you. Call or email for details on qualifications. Receive up to $10,000* in Down Payment Assistance! Receive up to $7,500* toward your closing costs. Not just for first time home-buyers No income qualifications No repayment required. Must be owner occupied Relocating?… This program is not limited to only California. Contact us to find out how you can take advantage of this program.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://static1.squarespace.com/static/5d9b9b7107142025e1b109bf/t/5dae2a6c7d0c757d423316e3/1571695232720/IMG_0204.jpeg</image:loc>
      <image:title>Buyer Programs - Josh and Nina</image:title>
      <image:caption>We never thought it would be possible to own a piece of property here in Orange County. Thanks to Kris Lightman and Nick White we reached our goal. Trying to save up was a constant struggle but with their home buyer grant program we were able to buy sooner then expected and we love our new home. Thank you for helping us buy our first home.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://static1.squarespace.com/static/5d9b9b7107142025e1b109bf/t/5da78bab25df3e1b73e20657/1571261461432/Joel+and+Tessa.jpeg</image:loc>
      <image:title>Buyer Programs - Joel and Tessa</image:title>
      <image:caption>Thanks to Nick and Kris we were able to buy a new home and have money left over to remodel. I never would have thought we would qualify for a "grant". We are so grateful for the both of you and for all the attention and care you gave to us.</image:caption>
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  <url>
    <loc>https://www.buyingispossible.com/contact</loc>
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    <lastmod>2019-10-16</lastmod>
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  <url>
    <loc>https://www.buyingispossible.com/about-us</loc>
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    <priority>0.75</priority>
    <lastmod>2019-10-16</lastmod>
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      <image:loc>https://static1.squarespace.com/static/5d9b9b7107142025e1b109bf/t/5da7a5c90ccc3012c42b215d/1571268122106/025A1203.jpg</image:loc>
      <image:title>About Us - Kris Lightman</image:title>
      <image:caption>Broker Associate - 33 years experience CalBRE #01767819</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://static1.squarespace.com/static/5d9b9b7107142025e1b109bf/t/5da7a765272dc53dc7072a3a/1571268465319/025A1238.jpg</image:loc>
      <image:title>About Us - Nick White</image:title>
      <image:caption>Realtor - 12 years experience CalBRE #01767819</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://static1.squarespace.com/static/5d9b9b7107142025e1b109bf/t/5da7a64a77e66471a08faf1e/1571268183718/025A1215.jpg</image:loc>
      <image:title>About Us - Joe Lightman</image:title>
      <image:caption>Broker Associate - 33 years experience CalBRE #00967450</image:caption>
    </image:image>
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  <url>
    <loc>https://www.buyingispossible.com/avoid-foreclosure</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2019-10-23</lastmod>
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      <image:loc>https://static1.squarespace.com/static/5d9b9b7107142025e1b109bf/t/5db1f706732cdf76309e8141/1571944233468/allef-vinicius-fJTqyZMOh18-unsplash.jpg</image:loc>
      <image:title>Avoid Foreclosure - Reinstatement</image:title>
      <image:caption>This is the process of repaying all missed payments, late charges and or any other fees incurred while the loan was delinquent. This option is by far the best options if you want to keep your home. If you are in the position and want help on how to reinstate your loan and avoid foreclosure we are here to help. If you find that you are not able to financially satisfy your delinquent payments scroll to option # 2.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://static1.squarespace.com/static/5d9b9b7107142025e1b109bf/t/5db1fa861469a157cdedce06/1571945226007/nick-karvounis-XcLQN-2R9CM-unsplash.jpg</image:loc>
      <image:title>Avoid Foreclosure - Loan Modification</image:title>
      <image:caption>A loan modification is an option which some lenders may offer. Simply stated, the lender may offer you a lower interest rate and or a longer period to pay off the mortgage, therefore providing you with lower payments. Its not as simple as it sounds. There is a lot of work involved and your lender does not have to honor a loan modification. Modification are qualification based. If you are considering this option we are here to advise. There is no costs involved for modification assistance.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://static1.squarespace.com/static/5d9b9b7107142025e1b109bf/t/5db1faf98adfd70269d6bf1c/1571945219820/erda-estremera-sxNt9g77PE0-unsplash.jpg</image:loc>
      <image:title>Avoid Foreclosure - Short Sale</image:title>
      <image:caption>Selling your home “short” means that your mortgage is greater than what your property is worth. If you are behind on your payments and your loan amount is greater than what your home is currently worth and you do not have the means to continue to make your payments a short sale is an option for you. In efforts to avoid foreclosure, a short sale will allow you to sell your home without having to pay any fees or commission. Your lender may also offer you money in efforts to help you relocate into a new home. This option is a win-win for you and the lender. This selling process is not fast. Entertaining into a agreement to short sale your home with your lender will allow you additional time to stay in your home. Call our office and find out more about this option and how it can work for you.</image:caption>
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